hail damageNeed Help with Indiana roof hail damage? The reputable roofers at Expert Restoration Service can provide help to repair a roof that has suffered from hail damage.

Signs of Hail Damage to Roofs

In Indiana, the last few years has resulted in significant amounts of hail damage. Indiana homeowners need to be proactive in checking for hail damage on their roofs. While hail is common throughout the year, in recent years above average hail storms have occurred. Some of these hail storms have produced baseball-sized hail, which is capable creating extensive damage to residential roofs throughout Indianapolis and the surrounding suburbs.

How Hail Damages a Roof

Hail is dangerous to your home's roof, because it decreases the roof's life expectancy. Damage to the asphalt roof occurs when the protective granular surface of the asphalt shingle loosens and falls off. With the granules removed the shingle loses some of its protection, shortening the lifespan of the roof and making it more susceptible to additional damage.

Roofs that sustain hail damage do not always need to be removed immediately. If left undressed with time the damaged shingles could potentially allow water seepage into the roof.

Tip to Identify Roof Hail Damage

Asphalt shingles are the primary roofing material used on roofs. Below are some common signs your roof has been damaged by a hail storm:

• Dents or bruising on the roof's asphalt shingle
• Granules are missing from the shingle (roofing shingle has 'bald spots')
• Affected roofing shingles feel softer to the touch
• Granules are present in the gutters or at the base of downspouts
• Metal air vents, gutters and siding are damaged and dented

Homeowner's Insurance and Roof Hail Damage

Most policies will cover a roof repair in the event your roof has received damage due to hail. Typically the roof is not repaired, but fully replaced. This is done because the insurance company has recognized the damage to your roof has reduced its life expectancy and its ability to provide protection against potential water damage.

If you are unsure if you homeowner's insurance policy covers hail damage, consult your policy paperwork, or contact your insurance company. Beware of storm chasers going door to door following a storm. Expert Restoration Service has provided an alert and some additional tips about storm chaser scams (link below).

If you have visually inspected your roof and suspect you have hail damage, contact Expert Restoration Service for a professional opinion. Expert Restoration Service will provide you with a full roof inspection, including reviewing potential leakage in the attic.

Contact Expert Restoration Service for a free roofing estimate and quote.

Identifying a Storm Chaser

What is a roofing storm chaser?

A roofing storm chaser is a company that moves into your neighborhood, typically right after a major storm. The company seeks out homes to perform roof repairs, often at bargain prices. The company then takes your money, starts the job and either fails to complete the work, or provides inferior work. Legitimate roofers should not ask for payment up front.

If your home is victim of hail damage or other wind generated damage that is related to a storm such as a tornado, make sure you take extra caution to companies going door to door offering to repair your roof.

Indicators that a Roofing Contractor is Legitimate:

• Local references (check for jobs completed in the last 30 days and over 1 year ago)
• Local Business License (more than one year)
• Member of local BBB (Better Business Bureau)
• Insurance: general liability and workers compensation
• Written manufacturer warranties
• Written labor warranties**

** A written labor warranty is of decreased value from a company that does not have a local presence and is only in town because of storm-related work. In other words, if the roof fails it might be very difficult to get the company to follow up for repair.

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